Security and Convenience

for real estate professionals and home buyers

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How serious is check and wire fraud?

  • Wire Fraud

    1/3 of all 2020 real estate transactions included targeted wire fraud.

    Reported losses exceeded $213M. It's estimated only 15% of cases were reported.

  • Check Fraud

    Over 24,000 check scams were reported in 2020.

    A stolen check, or simple image of a check, exposes consumers to ID theft and payment fraud.

  • End-to-End Bank Level Encryption

    Highest Certification of PCI for Data Security

    Zero Fraud Cases

End-to End-Protection

Is Payload Keybox secure?

We are a PCI Level 1 DSS certified platform meaning we abide by and are certified for the highest level of data security in the industry. All financial information is securely transferred via end-to-end encryption from your device to our PCI certified vault. Our platform undergoes rigorous penetration and vulnerability testing and scanning, and we develop proprietary machine learning and risk monitoring systems to keep you safe.

Safer than a Check payment?

Personal checks contain several sensitive data points: bank institution, account number, routing number, home address, name and signature. A simple image of this check can lead to fraudulent activity such as unauthorized spending or identity theft. Payload Keybox does not store any customer sensitive information, and all account number information is bank-level encrypted at the moment of payment, eliminating the threat of stolen data.

Safer than a Wire payment?

Wire fraud continues to be a growing threat, and the process typically involves a homebuyer being given false wire instructions, usually via email. Once a payment is executed, wire transfers are irrevocable, resulting in a total loss. Payload Keybox eliminates the risk of loss by leveraging the inherent protections of WEB initiated ACH transfers. ACH transfers are limited to United States bank accounts and all transactions are fully traceable. If a fraudster was able to trick a homebuyer into making this ACH payment to a fraudulent account, the payment can simply be reversed.